Privacy​ ​Policy

Effective Date: December 4, 2017

Muddling through Middle Age (“the Site” or “We”) values your privacy. In this Privacy Policy (“Policy”), we describe how we collect, use, and disclose information that we obtain about visitors to our website muddling.me, and how we use and disclose that information.
By visiting the Site, you agree that your information will be handled as described in this Policy. Your use of our Site, and any dispute over privacy, is subject to this Policy and our Terms of Service, including its applicable limitations on damages and the resolution of disputes. The Muddling through Middle Age Terms and Conditions are incorporated by reference into this Policy.

The​ ​Information​ ​We​ ​Collect​ ​About​ ​You.
We collect information about you directly from you and from third parties, as well as automatically through your use of our Site.

Information​ ​We​ ​Collect​ ​Directly​ ​From​ ​You.
The information we collect from you depends on how you use the Site. For example, we collect your information if you choose to register for our email list.

Information​ ​We​ ​Collect​ ​Automatically.
We may automatically collect the following information about your use of our Site through cookies, web beacons, and other technologies: your domain name; your browser type and operating system; web pages you view; links you click; your IP address; the length of time you visit our Site; and the referring URL, or the webpage that led you to our Site. We may combine this information with other information that we have collected about you, including, where applicable, your name and other personal information Please see the section “Cookies and Other Tracking Mechanisms” below for more information.

How​ ​We​ ​Use​ ​Your​ ​Information.
We use your information, including your personal information, for the following purposes:

  •  To communicate with you, to respond to your inquiries, and for other customer service purposes.
  •  To tailor the content and information that we may send or display to you and to otherwise personalize your experiences while using the Site.
  • For marketing and promotional purposes. For example, we may use your information, such as your email address, to send you special offers or to otherwise contact you with information we think may interest you. We also may use the information that we learn about you to assist us in advertising on third party websites.
  • To better understand how users access and use our Site, both on an aggregated and individualized basis, in order to improve our Site and respond to user desires and preferences, and for other research and analytical purposes.
  • To comply with applicable legal obligations, including responding to a subpoena or court order.
  • Where we believe it is necessary to investigate, prevent or take action regarding illegal activities, suspected fraud, situations involving potential threats to the safety of any person or violations of our Terms of Use or this Policy.


How​ ​We​ ​Share​ ​Your​ ​Information
Muddling through Middle Age does not sell, rent or lease its customer lists to third parties. We may share your information as follows:

  • Service​ ​Providers.​ We may disclose the information we collect from you to third party vendors, service providers, contractors or agents who perform functions on our behalf.

We​ ​may​ ​also​ ​share​ ​information​ ​in​ ​the​ ​following​ ​circumstances:

  • Business​ ​Transfers.​ ​If we are acquired by or merged with another organization, if substantially all of our assets are transferred to another organization, or as part of a bankruptcy proceeding, we may transfer the information we have collected about you to the other organization.
  •  In​ ​Response​ ​to​ ​Legal​ ​Process.​ ​We also may disclose the information we collect from you in order to comply with the law, a judicial proceeding, court order, or other legal process, such as in response to a court order or a subpoena.
  • To​ ​Protect​ ​Us​ ​and​ ​Others.​ ​We also may disclose the information we collect from you where we believe it is necessary to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the safety of any person, violations of our Terms of Use or this Policy, or as evidence in litigation in which Muddling through Middle Age is involved.
  • Aggregate​ ​and​ ​De-Identified​ ​Information.​ We may share aggregate or de-identified information about users with third parties for marketing, advertising, research or similar purposes.

Our​ ​Use​ ​of​ ​Cookies​ ​and​ ​Other​ ​Tracking​ ​Mechanisms

We and our third party service providers use cookies and other tracking mechanisms to track information about your use of our Site. We may combine this information with other personal information we collect from you (and our third party service providers may do so on our behalf).
Cookies.​ Cookies are alphanumeric identifiers that we transfer to your computer’s hard drive through your web browser for record-keeping purposes. Some cookies allow us to make it easier for you to navigate our Site, while others are used to track your activities at our Site.

Disabling Cookies. Most web browsers automatically accept cookies, but if you prefer, you can edit your browser options to block them in the future. The Help portion of the toolbar on most browsers will tell you how to prevent your computer from accepting new cookies, how to have the browser notify you when you receive a new cookie, or how to disable cookies altogether. Visitors to our Site who disable cookies will be able to browse certain areas of the Site, but some features may not function.

Local​ ​Storage​ ​Objects.​ We may use Flash Local Storage Objects (“Flash LSOs”) to store your Site preferences and to personalize your visit. Flash LSOs are different from browser cookies because of the amount and type of data stored. Typically, you cannot control, delete, or disable the acceptance of Flash LSOs through your web browser. For more information on Flash LSOs, or to learn how to manage your settings for Flash LSOs, go to the Adobe Flash Player Help Page, choose “Global Storage Settings Panel” and follow the instructions. To see the Flash LSOs currently on your computer, choose “Website Storage Settings Panel” and follow the instructions to review and, if you choose, to delete any specific Flash LSO.

Clear​ ​GIFs,​ ​pixel​ ​tags​ ​and​ ​other​ ​technologies.​ Clear GIFs are tiny graphics with a unique identifier, similar in function to cookies. In contrast to cookies, which are stored on your computer’s hard drive, clear GIFs are embedded invisibly on web pages. We may use clear GIFs (a.k.a. web beacons, web bugs or pixel tags), in connection with our Site to, among other things, track the activities of Site visitors, help us manage content, and compile statistics about Site usage. We and our third party service providers also use clear GIFs in HTML e-mails to our customers, to help us track e-mail response rates, identify when our e-mails are viewed, and track whether our e-mails are forwarded.

Third​ ​Party​ ​Analytics.​ We use automated devices and applications, such as Google Analytics, to evaluate usage of our Site. We also may use other analytic means to evaluate our Site. We use these tools to help us improve our Site, performance and user experiences. These entities may use cookies and other tracking technologies to perform their services.
Do-Not-Track.​ Currently, our systems do not recognize browser “do-not-track” requests. You may, however, disable certain tracking as discussed in this section (e.g., by disabling cookies); you also may opt-out of targeted advertising by following the instructions in the Third Party Ad Network section.

Third-Party​ ​Ad​ ​Networks
We use third parties such as network advertisers to serve advertisements on third-party websites or other media (e.g., social networking platforms). This enables us and these third parties to target advertisements to you for products and services in which you might be interested. Third-party ad network providers, advertisers, sponsors and/or traffic measurement services may use cookies, JavaScript, web beacons (including clear GIFs), Flash LSOs and other tracking technologies to measure the effectiveness of their ads and to personalize advertising content to you. These third-party cookies and other technologies are governed by each third party’s specific privacy policy, not this one. We may provide these third-party advertisers with information, including personal information, about you.

Users in the United States may opt out of many third-party ad networks. For example, you may go to the Digital Advertising Alliance (“DAA”) Consumer Choice Page for information about opting out of interest-based advertising and their choices regarding having information used by DAA companies. You may also go to the Network Advertising Initiative
(“NAI”) Consumer Opt-Out Page for information about opting out of interest-based advertising and their choices regarding having information used by NAI members.

Opting out from one or more companies listed on the DAA Consumer Choice Page or the NAI Consumer Opt-Out Page will opt you out from those companies’ delivery of interest-based content or ads to you, but it does not mean you will no longer receive any advertising through our Site or on other websites. You may continue to receive advertisements, for example, based on the particular website that you are viewing (i.e., contextually based ads). Also, if your browsers are configured to reject cookies when you opt out on the DAA or NAI websites, your opt out may not be effective. Additional information is available on the DAA’s website at www.aboutads.info or the NAI’s website at www.networkadvertising.org.

User​ ​Generated​ ​Content
We invite you to post content on our Site, including your comments. If you post your own content on our Site, your posting may become public and we cannot prevent such information from being used in a manner that may violate this Policy, the law, or your personal privacy.

Third-Party​ ​Links
Our Site may contain links to third-party websites. Any access to and use of such linked websites is not governed by this Policy, but instead is governed by the privacy policies of those third party websites. We are not responsible for the information practices of such third party websites.

Security​ ​of​ ​My​ ​Personal​ ​Information
We have implemented reasonable precautions to protect the information we collect from loss, misuse, and unauthorized access, disclosure, alteration, and destruction. Please be aware that despite our best efforts, no data security measures can guarantee security.

What​ ​Choices​ ​Do​ ​I​ ​Have​ ​Regarding​ ​Promotional​ ​Emails?
We may send periodic promotional emails to you. You may opt-out of such promotional communications by following the opt-out instructions contained in the email. Please note that it may take up to 10 business days for us to process opt-out requests. If you opt-out of receiving emails about recommendations or other information we think may interest you, we may still send you emails about any transactions or services you have requested or received from us.

Children​ ​Under​ ​13
Our Site is not designed for children under 13.

Contact​ ​Us
If you have questions about the privacy aspects of our Site or would like to make a complaint, please contact karen [at] muddling [dot] me.

Changes ​to ​this ​Policy
This Policy is current as of the Effective Date set forth above. We may change this Policy from time to time, so please be sure to check back periodically. We will post any changes to this Policy on our Site. If we make any changes to this Policy that materially affect our practices with regard to the personal information we have previously collected from you, we will endeavor to provide you with notice in advance of such change by highlighting the change on our Site.